Privacy Policy

Information You Provide

We may collect information you voluntarily provide when you:

• Use our calculators and tools
• Subscribe to our newsletter (if applicable)
• Contact us via email or contact forms
• Leave comments or feedback

This may include your name, email address, and any other information you choose to provide.

Automatically Collected Information

When you visit our Site, we may automatically collect:

• Device Information: Browser type, operating system, device type
• Log Data: IP address, access times, pages viewed, referring URL
• Usage Data: How you interact with our content and tools
• Cookies: Small data files stored on your device (see Section 5)

We use the information we collect to:

• Provide Services: Operate and maintain our website and tools
• Improve Experience: Understand how users interact with our content
• Communicate: Respond to inquiries and send updates (with consent)
• Analytics: Analyze usage patterns to improve our content
• Security: Detect and prevent fraud or abuse
• Legal Compliance: Comply with applicable laws and regulations

We do not sell your personal information. We may share information in the following circumstances:

Service Providers

We may share information with third-party service providers who perform services on our behalf, such as hosting (Vercel), analytics, and email delivery. These providers are contractually obligated to protect your information.

Legal Requirements

We may disclose information if required by law, court order, or government request.

Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These include:

• HTTPS encryption for all data transmission
• Secure hosting infrastructure (Vercel)
• Regular security assessments
• Limited access to personal information

However, no method of transmission over the Internet is 100% secure. We cannot guarantee absolute security of your data.

5. Cookies and Tracking Technologies

We use cookies and similar technologies for:

You can control cookies through your browser settings. Note that disabling cookies may affect the functionality of our Site.

6. Your Rights

Depending on your location, you may have the following rights:

For All Users

• Access: Request a copy of your personal information
• Correction: Request correction of inaccurate information
• Deletion: Request deletion of your personal information
• Opt-out: Unsubscribe from marketing communications

For EU/EEA Residents (GDPR)

• Right to data portability
• Right to restrict processing
• Right to object to processing
• Right to lodge a complaint with a supervisory authority

For California Residents (CCPA)

• Right to know what personal information is collected
• Right to delete personal information
• Right to opt-out of sale (we do not sell personal information)
• Right to non-discrimination for exercising your rights

7. Data Retention

We retain personal information only for as long as necessary to fulfill the purposes for which it was collected, comply with legal obligations, resolve disputes, and enforce our agreements. When information is no longer needed, we securely delete or anonymize it.

8. International Data Transfers

Our Site is hosted in the United States. If you access our Site from outside the United States, your information may be transferred to, stored, and processed in the United States or other countries where our service providers operate. By using our Site, you consent to such transfers.

9. Children's Privacy

Our Site is not intended for children under 16 years of age. We do not knowingly collect personal information from children. If we learn that we have collected personal information from a child under 16, we will delete that information promptly.

10. Third-Party Links

Our Site may contain links to third-party websites (e.g., IRS.gov, tax advisors). We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies before providing any personal information.

11. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last updated" date. We encourage you to review this Privacy Policy periodically.

If you have any questions about this Privacy Policy or our data practices, please contact us: