Terms of Use
Last updated: January 6, 2026
Important Notice
By accessing and using VestingStrategy.com, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website.
1. Acceptance of Terms
These Terms of Use ("Terms") govern your access to and use of VestingStrategy.com (the "Site"), including all content, features, tools, and services offered on or through the Site. By using the Site, you accept and agree to be bound by these Terms and our Privacy Policy.
We reserve the right to modify these Terms at any time. Your continued use of the Site following any changes constitutes your acceptance of the new Terms.
2. Educational Content Only — No Professional Advice
IMPORTANT DISCLAIMER
- All content on this Site is for educational and informational purposes only.
- Nothing on this Site constitutes tax, legal, financial, or professional advice.
- We discuss legal tax optimization strategies only. Tax evasion is illegal.
- You should always consult qualified professionals before making decisions.
- We are not CPAs, tax attorneys, or licensed financial advisors.
The information provided on this Site may not reflect the most current legal developments, may not apply to your specific circumstances, and may become outdated. Tax laws vary significantly between jurisdictions and change frequently.
3. No Professional Relationship
Your use of this Site does not create any professional relationship between you and VestingStrategy.com, its owners, authors, or affiliates. We do not provide personalized advice, and any information you provide to us (such as through contact forms or calculators) does not establish a client relationship.
4. Use of Calculators and Tools
Our Site provides calculators and tools (such as the RSU Tax Estimator) for educational purposes. These tools:
- Provide estimates only, not precise calculations
- May not account for all deductions, credits, or individual circumstances
- Use general tax rates that may not apply to your situation
- Should not be relied upon for actual tax planning or filing
- Are provided "as is" without any warranties
Always verify calculations with a qualified tax professional before making financial decisions.
5. Intellectual Property
All content on this Site, including text, graphics, logos, icons, images, audio clips, digital downloads, and software, is the property of VestingStrategy.com or its content suppliers and is protected by international copyright, trademark, and other intellectual property laws.
Permitted Uses
- View and download content for personal, non-commercial use
- Share links to our content
- Quote brief excerpts with proper attribution
Prohibited Uses
- Reproduce, distribute, or republish content without permission
- Modify or create derivative works
- Use content for commercial purposes
- Remove copyright or proprietary notices
- Use automated systems to scrape or copy content
6. Prohibited Conduct
You agree not to:
- Use the Site for any unlawful purpose or in violation of these Terms
- Attempt to gain unauthorized access to our systems or networks
- Interfere with the proper functioning of the Site
- Introduce viruses, malware, or other harmful code
- Use the Site to transmit spam or unsolicited communications
- Impersonate any person or entity
- Harvest or collect user information without consent
- Use the content to provide competing services
7. Third-Party Links and Content
Our Site may contain links to third-party websites, including government agencies (IRS, FTB), law firms, and other resources. These links are provided for convenience and reference only. We do not:
- Control or endorse these third-party sites
- Guarantee the accuracy of their content
- Accept responsibility for their privacy practices
- Have any liability for your use of these sites
8. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW:
- VestingStrategy.com and its owners, authors, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of the Site.
- This includes, but is not limited to, damages for loss of profits, data, goodwill, or other intangible losses.
- We are not liable for any tax penalties, interest, or additional taxes you may owe as a result of decisions made based on information on this Site.
- Our total liability shall not exceed $100 USD.
Some jurisdictions do not allow the exclusion or limitation of certain damages. In such jurisdictions, our liability is limited to the maximum extent permitted by law.
9. Disclaimer of Warranties
THE SITE AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:
- Warranties of merchantability
- Fitness for a particular purpose
- Non-infringement
- Accuracy, completeness, or reliability of content
- Uninterrupted or error-free operation
We do not warrant that the Site will meet your requirements or that any errors will be corrected.
10. Indemnification
You agree to indemnify, defend, and hold harmless VestingStrategy.com and its owners, authors, affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising from:
- Your use of the Site
- Your violation of these Terms
- Your violation of any rights of a third party
- Any content you submit or transmit through the Site
11. Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law provisions.
Any disputes arising from these Terms or your use of the Site shall be resolved exclusively in the state or federal courts located in Delaware. You consent to the personal jurisdiction of such courts.
12. Severability
If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.
13. Entire Agreement
These Terms, together with our Privacy Policy andLegal Disclaimer, constitute the entire agreement between you and VestingStrategy.com regarding your use of the Site, superseding any prior agreements.
14. Contact Information
If you have any questions about these Terms of Use, please contact us:
VestingStrategy.com
Email: legal@vestingstrategy.com
Summary of Key Points
- ✓Educational content only — not professional advice
- ✓Always consult qualified tax professionals
- ✓Calculators provide estimates only
- ✓No liability for decisions based on our content
- ✓Legal tax optimization only — tax evasion is illegal