ESPP Tax Calculator / ESPP Calculator
Employee stock purchase plan (ESPP) calculator and tax calculator: simplified model—purchase at FMV × (1 − discount), compare to sale price. Disqualifying mode treats bargain + appreciation as ordinary (rough); qualifying mode taxes bargain as ordinary and remaining gain as LTCG (rough—real ESPP rules vary by plan).
Inputs
Net return
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Deep dive: ESPP enrollment strategy and ESPP taxation.
Related guides
Go deeper on the rules and planning ideas behind this calculator.